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Dan Casagrande
Santa Cruz, Scotts Valley, San Jose, Los Gatos, Aptos, Monterey, Carmel, Salinas, Morgan Hill
 
831-423-2900
Santa Cruz, Scotts Valley, San Jose, Los Gatos, Aptos, Monterey, Carmel, Salinas, Morgan Hill
 
831-423-2900

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reverse mortgage

Are You Ever Too Old For A Reverse Mortgage?

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While many may prefer to leave milestone birthdays behind after age 21, these birthdays can come with tangible financial benefits during your later years, such as becoming eligible for early Social Security benefits at 62, qualifying for Medicare at 65, and reaching full retirement age at 67.

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Is a Reverse Mortgage a Good Way to Purchase Your Retirement Home?

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If you're like many new retirees, you may be eager to downsize from the home in which you raised your family and move to a smaller place that requires less upkeep. Purchasing your retirement home can be an exciting process, especially if you have enough equity in your current home to afford to live in a community with more amenities than your current neighborhood. However, the prospect of taking out a mortgage in retirement may give you pause, especially if you're not sure how long your current home will sit on the market after you purchase your next one.

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The Importance of Retirement Planning

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It is never too late to begin planning for your retirement years. While flipping through the yacht catalog and envisioning sightseeing trips can certainly be part of this process, you will also want to spend some time preparing your finances. Ensuring an adequate income after you stop working is a matter of setting goals and then formulating a plan that will allow you to enjoy the lifestyle you have chosen.

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