Unlock More of Your Home's Equity with Mutual of Omaha's SecureEquity® Reverse Mortgage
If you own a higher-value home, Mutual of Omaha's SecureEquity® proprietary reverse mortgage may provide significantly more borrowing power than a traditional FHA-insured HECM reverse mortgage.
Designed for homeowners age 55 and older in many states (eligibility varies by state and product), SecureEquity allows qualified borrowers to convert a larger portion of their home equity into tax-free proceeds* while continuing to live in and own their home.
Whether your goal is to enhance retirement income, eliminate monthly mortgage payments, or preserve investment assets, SecureEquity offers a flexible financing solution tailored to your retirement strategy.
Why Consider SecureEquity?
Compared with a traditional HECM reverse mortgage, SecureEquity offers several unique advantages:
- Access substantially more home equity through higher lending limits for qualified borrowers.
- No FHA mortgage insurance premium.
- Available for many higher-value homes that exceed HECM lending limitations.
- Eligible condominiums may qualify without FHA condominium approval requirements.
- Multiple payout options, including lump-sum proceeds and flexible payment structures available on certain SecureEquity products.
- Competitive interest rate options designed for homeowners seeking greater borrowing capacity.
Put Your Home Equity to Work
Your SecureEquity loan proceeds can be used however you choose. Common uses include:
- Paying off an existing mortgage and eliminating required monthly mortgage payments**
- Improving monthly cash flow during retirement
- Paying off high-interest rate credit card debt
- Preserving retirement savings and investment portfolios
- Paying for healthcare, long-term care, or home modifications
- Purchasing a new retirement home with a reverse mortgage for purchase (where eligible)
- Refinancing an existing reverse mortgage to potentially access additional available equity
- Creating a standby reserve for future financial needs
Is SecureEquity Right for You?
SecureEquity is an excellent option for homeowners whose homes have appreciated beyond FHA lending limits or who simply want to maximize the equity available from their home.
Every homeowner's financial situation is different. That's why it's important to work with an experienced reverse mortgage specialist who can compare your options and determine whether a SecureEquity reverse mortgage or a traditional HECM is the better fit.
Speak with The Casagrande Team
As Reverse Mortgage Specialists with Mutual of Omaha Mortgage, Dan and Danny Casagrande help homeowners understand all of their available options and develop a retirement financing strategy tailored to their individual goals.
If you'd like to learn how much equity may be available through the SecureEquity® product line, contact us today for a complimentary, no-obligation consultation and personalized loan illustration.
* Reverse mortgage proceeds are generally not considered taxable income. This is not intended as tax advice. Please consult your tax advisor.
** Borrowers must continue to occupy the home as their primary residence and remain current on property taxes, homeowners’ insurance, home maintenance, and any applicable HOA dues. Loan approval and product availability are subject to underwriting guidelines and state eligibility.
Ready to Help
Whether you're just beginning to explore reverse mortgages or ready to compare your options, Dan and Danny are here to help. Schedule a complimentary, no-obligation consultation and receive the answers, guidance, and personalized information you need to make a confident, informed decision. Call us at (831) 423-2900 or (408) 297-0000 in California, and (239) 776-4828 in Florida to get started.
